Accident with out Insurance


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Hi,

I'm a Graduate student, I made a small accident with my friend's car, at that time he doesn't have insurance. I hit the main door of the apartment. The apartment owner claimed the insurance and replaced the door even though the damage is very small. Now the Insurance company is asking me to pay $ 3300 for that in the span of one month. I requested them for extra time, but they are not listening my words. Is there any way to reduce the amount to be paid or get more time.

Thanks in advance.

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