Obamacare health insurance for H4


Recommended Posts

Hello experts,


My wife will be landing in the US in mid Aug 2016 and she is pregnant.


1. I am working on H1 in the USA. I have my employer's group insurance. But the insurance premium for my wife is high (~ $600/mo) and I need to pay the full premium. So, can I take an insurance from healthcare.gov for my wife and not take employer's group insurance? I read that pregnancy is covered in Obamacare marketplace and I am getting a better plan in the marketplace.


2. Will the coverage for my wife start immediately when I apply from the marketplace of do they have an approval process which I need to wait for?


3. Also, Can I also move from employer's group insurance to healthcare.gov? please suggest. This would reduce my monthly premiums.




Link to comment


This topic is now archived and is closed to further replies.