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Anuj0999

Credit Card Debt, loss of job COVID 19

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Hello, 

I currently have a credit card bill of $11,000 and I have recently lost my job and my visa is about to expire I am planning to move to India, and I want to pay the credit bills but since it is a huge amount my question is what are options?

1) what if I did not pay what will be consequences 

2) can I negotiate the bill in a lump sum amount and how much of that amount can be reduced ?

Please recommend some help 

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