mbabu Posted April 2, 2015 Report Share Posted April 2, 2015 Hello Everyone. I met with an accident in 2010 while i was at work. I am an RF engineer and we usually are out on the field for testing the signals. When I met with the accident company driver was driving and i was sitting behind with the equipment , our car fell 300 feet down the hill. I was injured pretty bad got stitches in my leg and my knee was pretty messed up. Our company said it will take care of it. i followed up with the HR constantly and then and she said they will take care of the medical bill and stuff. Now as i am applying for a loan (2015) ,when i see my complete credit report i see that this bill was not taken care of. I see the bill is still in collections and open. I am very upset with this please suggest me what to do now . Link to comment
pontevecchio Posted April 2, 2015 Report Share Posted April 2, 2015 Post in an appropriate forum like the FICO forums. Link to comment
rahul412 Posted April 2, 2015 Report Share Posted April 2, 2015 Did you contacted that employer reg this?? Link to comment
mbabu Posted April 3, 2015 Author Report Share Posted April 3, 2015 i did , they said someone will call me but nobody did. i tried to follow up with them but they said the hr will call and they dont. Link to comment
pontevecchio Posted April 3, 2015 Report Share Posted April 3, 2015 If you are interested in safeguarding your credit then look at the FICO Forums. How much money are you talking about? GOOGLE the HIPPA process. Help yourself. Link to comment
mbabu Posted April 3, 2015 Author Report Share Posted April 3, 2015 i did not have health insurance back then, Since i was injured at work work should have paid for the medical expenses. My bill was around $900. When i called the HR back then she said they would take care of it. But they did not. Can i do something legally, cant i sue them for messing up my credit history? Link to comment
JoeF Posted April 4, 2015 Report Share Posted April 4, 2015 i did , they said someone will call me but nobody did. i tried to follow up with them but they said the hr will call and they dont.Send email or letter, so that you have a paper trail. Link to comment
pontevecchio Posted April 4, 2015 Report Share Posted April 4, 2015 You can save your credit history by following my suggestion. Link to comment
cap-gap Posted April 7, 2015 Report Share Posted April 7, 2015 who is responsible of $900 is between you & the company..collection agencies or the credit reporting agencies do not care about it.. forget $900..don't know the size of your company..but given the nature of the accident and circumstances, I'm surprised that you didn't sue them enough that you should be able to retire now..may be too late now.. Link to comment
ashuneel Posted April 8, 2015 Report Share Posted April 8, 2015 Given the nature of the accident and circumstances, I'm surprised that the medical bill was only $ 900. Is there more to the story? Ambulance ride alone would be @ $500. I assume you could not drive the same vehicle to hospital after falling 300 ft down the hill. Link to comment
mbabu Posted April 9, 2015 Author Report Share Posted April 9, 2015 I have received an email from the HR saying that he will mail the $847 check in the mail, But what about they messing up my credit history it has been in the collections since 2010. If i had not checked my complete credit report i would not have even known about this . Can i go legally and sue this company for the trauma caused and befoul my credit score , Due to this i was denied decent APR from one of the banks. How can i legally approach this situation. if i would be eligible what type of attorneys can i get help from. Can anyone please suggest someone. I might not be able to bear a lot of cost though. Link to comment
ashuneel Posted April 10, 2015 Report Share Posted April 10, 2015 Company is at fault for not paying. But you need to check your credit history and follow up on payments due in timely manner. Not sure much can be done after 5 years of the initial event. Link to comment
cap-gap Posted April 10, 2015 Report Share Posted April 10, 2015 it is to find an injury lawyer who works on taking a percentage of settlement money than an upfront fee, as the settlement can be huge.. for this $900 and resulting credit report trouble, the anticipated settlement will not be much..so u can use a mom and pop type attorney for a hundred dollars fee and probably can get couple of thousands in damages.. Link to comment
cap-gap Posted April 10, 2015 Report Share Posted April 10, 2015 meant to say: it could've been easier to find an injury lawyer back then...but now it would be hard to find an attorney just to handle the credit report problems.. Link to comment
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